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Home insurance built around your house

Your home is likely your biggest investment. We match your dwelling coverage to what it would actually cost to rebuild, and compare carriers so you're not overpaying for it.

Start My Quote (508) 535-5303

What a home policy can include

  • Dwelling

    Rebuilds or repairs the structure of your home after a covered loss like fire, wind, or a burst pipe.

  • Other structures

    Covers your detached garage, shed, and fence.

  • Personal property

    Replaces your belongings, from furniture to electronics. Replacement-cost coverage avoids depreciation deductions.

  • Loss of use

    Pays for a place to stay and extra living costs if your home can't be lived in during repairs.

  • Personal liability

    Protects you if someone is hurt on your property or you're responsible for damage to someone else's.

  • Optional endorsements

    Water backup, scheduled jewelry, equipment breakdown, and more, depending on the carrier.

Coverage varies by carrier and policy. We'll walk you through exactly what yours includes.

How we quote your home insurance

We start with the details that drive rebuilding cost: square footage, construction, roof age, heating system, and updates. Then we compare carriers on both price and coverage, including the endorsements that matter in New England, like water backup.

What affects your price

Your home’s age and construction, roof condition, claims history, deductible, and distance to a fire hydrant all play a part. Bundling with auto often helps, but not always with the same carrier, so we compare both ways.

Buying a home?

Call us early. We can quote before you make an offer and have your binder ready for closing.

Home insurance questions

Does home insurance cover flooding?

No. Standard home policies exclude flood damage from rising water. Flood coverage is a separate policy, available through the National Flood Insurance Program or private carriers. We can quote both.

How much dwelling coverage do I need?

Enough to rebuild your home at today's construction costs, which is often different from its market value or purchase price. We use replacement-cost estimates to set it.

Can you work with my mortgage lender?

Yes. We send the binder and evidence of insurance directly to your lender or closing attorney, and handle mortgagee changes when you refinance.

Often paired with home

Ready to see what you could save?

It takes about three minutes, and there's no cost or obligation.

Rather talk it through? Call (508) 535-5303
Monday to Friday, 9:00 am to 5:00 pm