Flood insurance, because your home policy stops at the water line
Home and condo policies don't cover flooding from rising water. Flood insurance does, and you don't need to live on the coast to need it.
Why shop flood coverage with us
- Quotes from several carriers, side by side
- Plain-English advice on limits and deductibles
- Help from a local office when you have a claim
What a flood policy can include
Building coverage
Repairs the structure, foundation, electrical, plumbing, and built-in appliances after a flood.
Contents coverage
Replaces furniture, clothing, and other belongings damaged by flood water.
NFIP or private options
We quote the National Flood Insurance Program and private flood carriers, which can offer higher limits or different terms.
Coverage varies by carrier and policy. We'll walk you through exactly what yours includes.
Why we compare NFIP and private flood
The National Flood Insurance Program sets standard coverage and limits. Private flood carriers can sometimes offer higher building limits, shorter waiting periods, or lower premiums for the same property. We quote both and show you the differences.
Flood insurance questions
Is there a waiting period for flood insurance?
NFIP policies generally take effect 30 days after purchase, with some exceptions such as a policy required by a lender at closing. Private flood waiting periods vary. Don't wait for a storm forecast to buy it.
My lender says I'm in a flood zone. What now?
Send us the flood zone determination and your elevation certificate if you have one. We'll quote the coverage your lender requires and compare private options.
I'm not in a flood zone. Do I need it?
Many flood claims come from properties outside high-risk zones, and coverage there is often inexpensive. It is worth a quote.
Often paired with flood
Ready to see what you could save?
It takes about three minutes, and there's no cost or obligation.
Rather talk it through? Call (508) 535-5303
Monday to Friday, 9:00 am to 5:00 pm