A business owner's policy: property and liability in one
A BOP bundles the core coverages most small businesses need into one policy, usually for less than buying them separately.
Why shop BOP coverage with us
- Quotes from several carriers, side by side
- Plain-English advice on limits and deductibles
- Help from a local office when you have a claim
What a BOP policy can include
Commercial property
Covers your building (if you own it), equipment, inventory, and furniture.
General liability
Protects you if a customer is injured or you damage someone else's property.
Business income
Replaces lost income and pays ongoing expenses if a covered loss shuts you down temporarily.
Optional add-ons
Equipment breakdown, data breach, hired and non-owned auto, and more.
Coverage varies by carrier and policy. We'll walk you through exactly what yours includes.
Built around your business
Tell us what you do, where you do it, and what you own. We’ll compare BOPs across carriers and add the endorsements that matter for your type of business.
Business Owner's Policy insurance questions
Does my business qualify for a BOP?
Most small and mid-sized offices, shops, restaurants, and contractors do. Some higher-risk operations need separate policies. We'll tell you which fits.
Does a BOP include workers' comp or commercial auto?
No. Those are separate policies. Most Massachusetts businesses with employees need workers' comp too.
Can I get a certificate of insurance quickly?
Yes. We issue certificates for landlords, clients, and general contractors, usually the same business day.
Often paired with BOP
Ready to see what you could save?
It takes about three minutes, and there's no cost or obligation.
Rather talk it through? Call (508) 535-5303
Monday to Friday, 9:00 am to 5:00 pm