Boat insurance for time on the water
From a bass boat on a local pond to a cruiser on the ocean, we compare marine carriers to cover your boat, your motor, and your liability.
Why shop boat coverage with us
- Quotes from several carriers, side by side
- Plain-English advice on limits and deductibles
- Help from a local office when you have a claim
What a boat policy can include
Hull & physical damage
Repairs or replaces your boat after a collision, storm, fire, or theft.
Liability
Protects you if you injure someone or damage another boat or dock.
Motor, trailer & equipment
Covers your engine, trailer, and gear like electronics and fishing equipment.
On-water towing
Helps pay to get you back to shore if you break down.
Uninsured boaters
Covers your injuries if you're hit by a boater without insurance.
Coverage varies by carrier and policy. We'll walk you through exactly what yours includes.
Tell us how you use it
Where you keep the boat, where you take it, and when it comes out of the water all affect your coverage and price. We compare marine carriers that specialize in boats, not just add-ons to a home policy.
Boat insurance questions
Does my home policy cover my boat?
Usually only small boats, and with very low limits. Most boats need their own policy.
Should I choose agreed value or actual cash value?
Agreed value pays a set amount for a total loss and avoids depreciation. Actual cash value costs less but pays less. We'll show you both.
Do you insure jet skis and personal watercraft?
Yes. We can quote personal watercraft along with your boat.
Ready to see what you could save?
It takes about three minutes, and there's no cost or obligation.
Rather talk it through? Call (508) 535-5303
Monday to Friday, 9:00 am to 5:00 pm