General liability insurance for everyday business risks
One slip-and-fall or damaged client property can cost more than a year's profit. General liability protects your business from claims like these.
Why shop general liability coverage with us
- Quotes from several carriers, side by side
- Plain-English advice on limits and deductibles
- Help from a local office when you have a claim
What a general liability policy can include
Bodily injury
Covers injuries to customers, vendors, and visitors at your business or caused by your work.
Property damage
Pays for damage you cause to someone else's property while working.
Personal & advertising injury
Protects against claims like libel, slander, and copyright issues in your advertising.
Products & completed operations
Covers claims that arise from products you sell or work you finished.
Coverage varies by carrier and policy. We'll walk you through exactly what yours includes.
Who needs it
Nearly every business that meets customers, works on someone else’s property, or sells products. Contractors, retailers, consultants, and service businesses all face these risks.
General Liability insurance questions
Do my clients require general liability?
Many landlords, general contractors, and commercial clients do. We issue certificates of insurance naming them as additional insureds when needed.
Is general liability the same as professional liability?
No. General liability covers bodily injury and property damage. Professional liability (errors and omissions) covers mistakes in professional advice or services.
Should I get a BOP instead?
If you also need property coverage, a BOP that includes general liability is often the better value. We'll compare both.
Often paired with general liability
Ready to see what you could save?
It takes about three minutes, and there's no cost or obligation.
Rather talk it through? Call (508) 535-5303
Monday to Friday, 9:00 am to 5:00 pm