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Commercial auto insurance for the vehicles that keep you working

Personal auto policies usually exclude vehicles used for business. Commercial auto covers your trucks, vans, and cars, and the people who drive them.

What a commercial auto policy can include

  • Liability

    Covers injuries and damage your business vehicles cause to others.

  • Physical damage

    Collision and comprehensive for your trucks, vans, and cars.

  • Hired & non-owned auto

    Protects your business when employees use their own or rented vehicles for work.

  • Tools & equipment

    Optional coverage for gear carried in your vehicles.

Coverage varies by carrier and policy. We'll walk you through exactly what yours includes.

One fleet or one van

Whether you have a single work truck or a dozen vehicles, we compare commercial carriers on price, driver requirements, and how they handle claims.

Commercial Auto insurance questions

Can I use my personal auto policy for my work truck?

Usually not if it's used regularly for business or titled to the business. A claim could be denied. We'll help you decide.

Do my employees need to be listed?

Most carriers want every regular driver listed. Their driving records affect your premium.

What if employees drive their own cars for errands?

Hired and non-owned auto coverage protects your business in that situation. It can often be added to a BOP.