Condo insurance that fills the gaps in your master policy
Your association's master policy covers the building, but usually not everything inside your walls. A condo (HO-6) policy covers the rest.
Why shop condo coverage with us
- Quotes from several carriers, side by side
- Plain-English advice on limits and deductibles
- Help from a local office when you have a claim
What a condo policy can include
Unit improvements
Covers your interior: cabinets, flooring, fixtures, and upgrades, depending on what your association's master policy leaves to you.
Personal property
Replaces your belongings after a covered loss like fire or theft.
Loss assessment
Helps pay your share if the association assesses unit owners after a large loss.
Personal liability
Protects you if someone is hurt in your unit or you cause damage to a neighbor's unit.
Loss of use
Pays extra living costs if your unit can't be lived in during repairs.
Coverage varies by carrier and policy. We'll walk you through exactly what yours includes.
Start with your master policy
Every association is different. Some master policies cover the building “walls-out” only; others include original fixtures. We read yours and set your unit coverage so there’s no gap and no overlap.
What affects your price
The amount of interior and personal property coverage you need, your deductible, the building’s construction and age, and your claims history.
Condo insurance questions
How do I know what my association's policy covers?
Ask your property manager for the master policy's declarations and the bylaws section on insurance. Send them to us and we'll set your unit coverage to match.
Is loss assessment coverage worth it?
Usually, yes. It is inexpensive and can save you from a large out-of-pocket bill if the association's deductible or a major loss is passed on to unit owners.
Can I bundle condo and auto insurance?
Yes. We compare bundles across several carriers to find the best combined price.
Ready to see what you could save?
It takes about three minutes, and there's no cost or obligation.
Rather talk it through? Call (508) 535-5303
Monday to Friday, 9:00 am to 5:00 pm